Providing professional financial services in Waterford since 1981
Savings and Investments
Savings for Mortgage Deposits – This is the first policy that most young people take out after completing a college course and securing stable employment for the first time.
Saving for the “Rainy Day” – This is where someone has surplus income after paying all bills and debts. Putting surplus income into a savings policy is a sensible way to avoid unnecessary spending.
Investment Bonds – These are lump sum investments. Financial advice in this area is absolutely essential. A client’s attitude to risk is a factor that needs to be discussed and explained when making a decision on the type of investment best suited to an individual’s needs and means.
Sustainable Finance Disclosure Regulations (SFDR)
In accordance with the SFDR, we inform you that in our advice with regard to insurance based investment products (IBIPs) or investment advice we do not consider the impacts of our advice that result in negative effects on sustainability factors (namely environmental, social and employee matters, respect for human rights, anti-corruption and anti-bribery matters), because firstly, there is a lack of this type of products available in the market place and secondly, these products have a higher risk profile.